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About Pragati Finserv Pragati was incorporated in 2021 under the leadership of cofounder Jagadish Babu Ramadugu, an industry veteran with the aim of offering small ticket loans through an efficient, agile and scalable digital platform to under-served rural and semi-urban areas of the country. We currently operate 189 Branches across 6 states serving more than 300,000 households. Pragati aims to reach out to a million households in its passionate journey to improve financial inclusion in Bharat. Currently Pragati is providing it's services as a Business Correspondent to Northern Arc Capital. We are a subsidiary of Northern Arc Capital. About Northern Arc Capital Northern Arc Capital Limited is a platform in the financial services sector in India. Through technology and data, it provides a diverse set of solutions to cater to the credit requirements of emerging segments and small businesses. Its business model is diversified across offerings, sectors, products, geographies, and borrower segments. Northern Arc has cumulatively raised over INR One Trillion in funds for its clients since the inception of its platform in 2009. Northern Arc's exposure was spread across 657 districts in 28 states and 7 Union Territories in India, as of March 31, 2021. It has disbursed a total of over 6 million loans to retail customers across individuals, households and small businesses. It is backed by marquee private equity players like LeapFrog, IIFL, Accion, Augusta Investments (known as Affirma Capital), Dvara Trust, Eight Roads and Sumitomo Mitsui Banking Corporation.