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This page is a publication of RPOA Advisors, Inc. (d/b/a Retirement Planners of America) Retirement Planners of America manages over $3.58 billion for over 6,635 clients.* Our credentialed Retirement Planners provide financial and other retirement planning services to individuals who are retired or retiring soon. (*As of 12/31/2023) "Liking" or "Sharing" content posted on this page does not constitute a testimonial or endorsement of RPOA's investment advisory services as that is highly regulated by the Securities and Exchange Commission. Any comments on this page or sharing of content with added commentary by any party, including those affiliated with RPOA, should not be considered a solicitation, endorsement or testimonial for RPOA's investment advisory services. Information presented on this page is believed to be current and factual, but accuracy is not guaranteed and should not be regarded as a complete subject analysis. All expressions of opinion reflect the judgment of the authors as of the date of publication and are subject to change. Information provided is general in nature and does not constitute personalized investment, tax or estate planning advice. A licensed professional should be consulted before implementing any of the options presented. Information on this page is not an offer to buy or sell, or a solicitation of any offer to buy or sell securities. Any hyperlinks are provided as a convenience, and we disclaim any responsibility for information, services or products found on pages linked hereto. RPOA's advisory services are offered through RPOA Advisors, Inc., which only transacts business in states where it is registered or is excluded/exempted from registration requirements. SEC registration does not constitute endorsement of the firm by the SEC, nor does it indicate the adviser has attained a particular level of skill or ability. For more information, visit https://www.rpoa.com/disclosures/